EPF Calculator

Estimate the growth of your Employee Provident Fund (EPF) account balance with employer contributions.

Inputs

Monthly Basic Salary (₹)

1,00010,00,000

Dearness Allowance (DA) (₹)

05,00,000

Employee Contribution (%)

112

Employer Contribution (%)

112

EPF Interest Rate (% p.a.)

115

Tenure (Years)

150

Calculation Results

Total Amount Invested

₹14,10,300

Employee Contribution + Share

₹46,09,607

Employer Contribution + Share

₹14,09,771

Total Interest Earned

₹46,09,078

Total EPF Balance (Maturity)

₹60,19,378

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Formula & Mathematical Explanation

\displaystyle EPF_{Interest} = \sum_{m=1}^{N} \left( Balance_{m-1} \times \frac{r}{12} \right)

EPF interest is calculated monthly on the opening balance at the start of each month (which includes prior months' contributions and interest) and credited at the end of each financial year.