SWP Calculator (Systematic Withdrawal Plan)

Determine the final balance and total withdrawals under a Systematic Withdrawal Plan (SWP).

Inputs

Total Investment (₹)

5,00010,00,00,000

Monthly Withdrawal (₹)

10010,00,000

Expected Return Rate (% p.a.)

130

Tenure (Years)

140

Calculation Results

Initial Investment

₹10,00,000

Total Withdrawal Value

₹12,00,000

Remaining Balance

₹3,77,983

Back to Calculators Hub

Formula & Mathematical Explanation

\displaystyle V_{m} = (V_{m-1} - W) \times (1 + i)

A Systematic Withdrawal Plan allows you to withdraw a fixed amount monthly (W) from your investment. The remaining balance grows at the monthly return rate (i).